Most people know when they get an injury at work, they’ll get workers’ compensation. What many people do not know is that workers’ compensation is meant to cover four different types of financial loss.
It pays to know what your compensation should cover, and you can educate yourself about the different kinds of benefits here:
Medical benefits
This is the portion that most people look forward to, and it is what most people count on from their workers’ compensation payments. The objective of this portion is to cover any medical costs from workplace consequences, such as:
Disability benefits
Although this benefit has the title, “disability,” it is targeted towards the wages you were not able to earn during your recovery from your illness or injury. The amount you receive from this is based on whether your injury or illness if permanent or not, and the severity of workplace harm. You do not qualify for this benefit unless your injury or illness lasts for an extended period, typically a week. Other factors that impact the total amount of payment from this include the income of the employee as a primary factor, as well as the state’s minimum and maximum payment specifications.
Rehabilitation benefits
Thankfully, California grants workers’ compensation recipient’s rehabilitation benefits. These benefits are for the support of workers who are unable to return to their job due to their workplace injury or illness. It is also possible for these employees to receive benefits to cover the cost of emotional therapy.
Death benefits
If tragedy strikes in the workplace and causes an employee to lose their life either on-site or later due to complications, benefits are paid to the employee’s specified beneficiaries. These beneficiaries are commonly their spouse, children, or anyone else they may assign as a beneficiary. These benefits are meant to cover the cost of what the employee earned on the job, as well as burial costs.
Be sure you get what you need to recover
If you received a workplace injury or illness, you may deserve workers’ compensation to cover your costs of recovery. Speak with an experienced attorney for reliable guidance to the benefits you can depend on.
