If you have experienced a job-related injury, filing a workers’ compensation claim may be essential for helping you and your family to handle expenses while you recover. In addition to covering medical bills related to your injury, workers’ comp benefits may include payments for lost wages and assistance with job retraining if you can no longer do the same type of work.
However, the insurance company may deny your claim if you do not provide good documentation of how your injury occurred and how it has impacted your ability to work.
1. Seek medical care
If you require emergency care, make sure to let medical staff know that your injury is work-related. However, even if you do not need emergency treatment, it is important to follow up with a visit to an approved doctor if you have any concerns about your injury.
2. Report your injury to your employer
As soon as you are able, make sure you let your employer know that your injury happened on the job. This helps to establish a record of when and how the injury took place. Additionally, if you do not report to your employer soon after your injury, you may not be able to receive workers’ comp benefits.
3. Keep good records of your injury
Make sure to keep track of all records related to your injury and medical treatments, including prescriptions, tests or procedures. This helps provide evidence that may strengthen your workers’ compensation claim.
Keep in mind that you may still be eligible for benefits if the insurance company denies your claim. You may be able to receive the benefits you need by appealing the insurance provider’s decision.
