When a worker suffers an injury on the job, workers’ compensation steps in to provide immediate support and ensure that the worker receives the medical care he or she requires. Once the urgent medical needs of the worker are met, workers’ compensation may cover a number of expenses while the worker recovers.
If you recently suffered an injury on the job, you may be entitled to many different kinds of benefits through your workers’ compensation claim. Unfortunately, insurers who provide workers’ compensation coverage are always looking for any way they can reduce payout, so it is important for you to understand what you may expect so you can push for full compensation for your injury and related expenses.
Depending on the nature of an injury, workers’ compensation may cover
- Medical expenses brought on by the injury
- Some or all of the worker’s lost income
- Fair compensation for any permanent injury or loss of function
- Expenses related to retraining for other employment, if necessary
Workers’ compensation may even offer benefits to the survivors of a worker who dies because of a work related injury or illness. However, without a clear understanding of the workers’ compensation system and the common methods an insurer may use to avoid paying out, you may miss out on benefits that you truly deserve.
An experienced attorney can help you look at the circumstances of your injury and explore all the forms of compensation you may legitimately claim. With professional counsel, it is much easier to focus on your own physical recovery while your attorney represents your interests, protects your rights and fights for full, fair compensation.
Source: FindLaw, “Workers’ Comp Benefits Explained,” accessed March 02, 2018