If you suffer an injury on the job, or even if you are tragically killed while at work, workers’ compensation insurance provides a number of different benefits to you and possibly your loved ones. Understanding all of the available types of benefits you might receive in a workers’ compensation settlement can help ensure that you don’t receive less than you deserve.
Benefits from workers’ compensation generally divide into two categories — medical expenses and income. When you suffer an injury on the job, you should expect your employer’s coverage to take care of your medical care and see you through to a full recovery. Under no circumstances would an on-the-job injury overwhelm you with medical bills.
You may also receive some temporary disability benefits, depending on the nature of your particular injury and how long you are sidelined from your job. If your injury leaves you permanently disabled, either fully or partially, you also receive compensation for that loss.
If your injury occurred prior to 2004, then you may deserve some form of job displacement benefits. These benefits help pay for retraining or additional training so that you can pursue a different line of work if you cannot return to original job.
Also, if you die in a work-related accident, your spouse or dependents may receive some form of compensation.
If you are ready to explore all your options in benefits from workers’ compensation, don’t hesitate to reach out to an experienced attorney who understands the nuances of the law and can fight to get the most out of your claim.
Source: California Department of Industrial Relations, “What is workers’ compensation?,” accessed June 09, 2017