If you get hurt at work in California, you may qualify for workers’ compensation benefits. The state requires most employers to carry workers’ comp insurance, which covers medical expenses and lost wages for work-related injuries. But not every injury is covered.
Common work-related injuries
Workers’ comp covers injuries that happen while performing job duties. Some of the most frequent injuries include slips, trips, and falls. Many workers experience strains from lifting heavy objects or repetitive motion injuries, such as carpal tunnel. Machinery and equipment accidents can also cause serious harm, along with burns or chemical exposure. Falling objects may result in head or back injuries. As long as the injury happens while doing job-related tasks, it typically qualifies for benefits.
Occupational illnesses and long-term conditions
Workers’ comp doesn’t just apply to sudden accidents. It also covers illnesses and conditions that develop over time due to work conditions. Respiratory issues from chemical exposure and hearing loss from loud work environments are common examples. Many workers suffer from joint or muscle damage after years of performing repetitive tasks. Stress-related physical conditions, such as hypertension, may also qualify if the job directly caused them. If work contributed to or worsened a medical condition, benefits may be available.
Mental health conditions and stress-related claims
Psychological injuries can also qualify, but proving them can be more difficult. Work-related post-traumatic stress disorder may be covered if linked to a specific workplace event. Severe anxiety or depression caused by job conditions might also qualify. Emotional distress resulting from workplace violence or harassment is another situation where benefits may be available. Claims for stress-related conditions must show that work was the main cause.
When injuries might not qualify
Not all injuries receive approval for workers’ comp. If an injury occurs while intoxicated, fighting, or acting outside of job duties, workers compensation may deny the claim may. Pre-existing conditions can also be disputed unless work made them worse.
Understanding your rights
If you suffer a work-related injury in California, you have the right to file a claim. Knowing what injuries qualify helps you take the right steps toward receiving benefits.
