Some work injuries can have a lasting impact on your health and wellness. They can also prevent you from maintaining gainful employment due to physical restrictions.
In this case, you should consider applying for permanent disability benefits, which ensure you have the funds to cover living expenses and medical costs when you cannot work. Here are a few things to keep in mind if you are in need of ongoing financial support.
What is a permanent and stationary medical condition?
In some cases, a person’s medical condition will not become worse but not improve in any way. When this occurs, the condition becomes permanent and stationary. The doctor providing care is the one who determines whether a condition is permanent and stationary. They will also create a special report that describes your condition and its impact on your abilities.
What does the permanent and stationary report include?
Reports must be comprehensive, as they have a direct impact on the benefits you will receive going forward. As a result, they must go into detail regarding your specific medical issues and the limitations they cause. Reports must also state your work restrictions, and whether it is possible for you to return to the same position you held prior to the injury.
Finally, reports must contain the medical care you will require in the future, which is another important factor in the benefits you will receive. You can request a copy of the report after completion to ensure it is satisfactory. If you have any questions or concerns, do not hesitate to reach out to your doctor for clarification.
How is permanent disability determined?
Disabilities receive a rating, which establishes your limitations and their impact on your ability to earn a living. For example, a rating of 100% indicates a total disability, while all other ratings indicate a partial disability. Your physical condition and medical issues are a prime factor in establishing a rating, but there are other factors to consider.
For instance, the type of job you held previously will play a role, as will your age when the injury occurred. It is also necessary to determine how much the disability resulted from your work, and how much resulted from other factors, such as your state of health when the injury took place.