Whether you work long hours at an office or in a California factory, you may sustain injuries while on the job. Social security disability helps pay for medical expenses and necessities if you cannot work. Conditions that qualify for SSD range from hearing loss and herniated discs to asthma and arthritis. However, you may receive a denial despite having these issues for a broad range of reasons.
According to the Social Security Administration, one of the essential requirements when applying for SSD is that you have paid enough Social Security taxes on your earnings. When considering applications, the SSA looks at the amount of time you worked and how recently. Even if you meet these elements, you may still receive a notification of denial. There are two common reasons you may not initially qualify for SSD.
You earn too much
SSD is for individuals who cannot work. If you earn more than $1,220 a month from a job, the SSA may deny your application. The government considers only earnings from your job, not income from investments.
You lack thorough medical proof
When applying for SSD, you must provide medical records that demonstrate why your condition prevents you from working. A note from your doctor asking for a schedule modification or recommendation that you do not return to work can smooth the process. Documentation that can help prove your disability includes the following:
- You made an effort to return to work by trying different treatments or medications.
- You followed doctor recommendations with no improvement in your condition
- You cannot complete job duties even with reasonable accommodation
If you do not provide in-depth documentation, fail to follow your doctor’s instructions or refile after receiving an SSD denial notice, the SSA may deny your application. Understanding the information you need can help ensure you gather and submit the data necessary for qualifying for disability.