Approval for your Social Security Disability claim might take as long as a year and a half and you will likely go through initial denial followed by the appeals process.
Given that your disability has kept you out of work, how will you make ends meet? Here are tips for surviving the wait for SSD benefits approval.
Approach family and friends
You might feel hesitant about asking for financial assistance from family or close friends, but their willingness to help may surprise you. Remember that once approved for benefits, you will receive back pay, which you can use to reimburse those who have helped you.
Contact Social Services
The Department of Social Services in your county is a good place to go for information. When you are seeking assistance, department personnel can point you toward government programs and both private and nonprofit programs you may qualify for.
Consider religious organizations
Make your church, synagogue or other place of worship aware of your need for assistance while awaiting benefits approval. You can also turn to religious organizations such as the Salvation Army for help with basic necessities including food and payment for utility bills.
Look into other support
There are a number of local, state and federal programs that might provide assistance to you. Examples are the Supplemental Nutritional Assistance Program, or SNAP, and Temporary Assistance for Needy Families or TANF. In California, you may also qualify for short-term disability benefits. With legal guidance, you can explore many paths to help you survive the initial claim process and subsequent appeals as you wait for Social Security Disability benefits approval.
