Workplace injuries are common, and you may wonder how you will ever get back to living a normal life following an accident at work. According to the Bureau of Labor Statistics, in 2019, private employers reported 2.8 million nonfatal injuries and illnesses.
The workers’ compensation system can pay for medical care needed to help you recover, replace some of your lost wages and even pay for temporary or permanent disability. But to obtain this financial support, you have to make sure your claim for benefits stays on track.
1. Maintain good records
Throughout the workers’ compensation claims process, you will probably receive multiple papers and records. Keep copies of everything for your personal files, including notes of discussions you have with various people about your claim. Some of the information you should maintain records of include anything related to your medical care, paystubs that showcase your compensation before the injury occurred and a personal journal that outlines your recovery process.
2. Learn about the system
Many of the laws and procedures related to the workers’ compensation system may be difficult to understand. Do your best to learn about how the claims process works and what you can do to enhance the success of your claim.
3. Address your concerns
If you have a concern about your workers’ compensation claim, do not hesitate to speak up, assert your rights as an employee or ask questions. If you need help, see if your claims administrator or employer can help resolve the problem.