Social Security Disability Types

If you are disabled, you likely have concerns about employment. You need to know where your income will come from, especially if your disability has rendered you unable to work. Social Security Disability Insurance helps to replace income for people who are disabled and unable to work for a variety of reasons. At the Law Offices of Kelly, Duarte, Urstoeger & Ruble LLP, our Modesto Social Security Disability types lawyers handle claims for two types of disability insurance, both of which serve to provide income for disabled workers.

• Social Security Disability Insurance (SSDI): This kind of insurance is available to people who had previously worked (within the past five years), but who no longer can because of a physical or mental disability. Payroll taxes pay for SSDI, and therefore SSDI is only available to people who have worked enough to qualify. There is a five-month waiting period for SSDI benefits, during which the Social Security Administration (SSA) will determine if your disability is likely to be long-term. If you have a serious medical condition, approval for your disability payments could be expedited.
• Supplemental Security Income (SSI): This program is designed to serve disabled persons who do not qualify for SSDI insurance because they have a limited employment history, have a low income or have not worked for five years. There are financial guidelines that determine eligibility for SSI. The amount of benefits you can receive depends on your income history, with higher income yielding higher benefits.

Take Control Of Your Future

Dealing with a disability is easier if you have income you can count on. Our California law firm, serving the Modesto and Stockton region, is committed to doing everything we can to help disabled people live a life free of chronic financial worry. When you come in for your free initial consultation, we will evaluate your case, inform you of your rights and walk you through the process of applying for Social Security Disability. We can also help to challenge and appeal your case if your claim has been denied. Call our office at 209-225-9463 to schedule an appointment with one of our attorneys or email us using the contact form.

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Making a false or fraudulent workers’ compensation claim is a felony subject to 5 years in prison or up to $50,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.